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Property & Housing · South Africa
Rent vs Buy Calculator
Compare the true cost of buying a home versus renting over your chosen time horizon.
Property
Purchase price
R
Deposit
% of purchase price
20%
Bond interest rate
% p.a.
11.75%
Loan term
Property growth rate
% p.a. expected appreciation
7%
Monthly ownership costs
Rates & levies
municipal rates, HOA / sectional title levy
R
Insurance & maintenance
homeowners insurance, upkeep allowance
R
Renting
Monthly rent
equivalent property in same area
R
Annual rent increase
% per year
8%
Comparison horizon
Compare over
how long you plan to stay
Transfer duty
Vehical Finance
Fuel Cost
